| YEL contributions, % | 2024 | 2023 |
| Entrepreneurs, age 18–52 | 24.1 | 24.1 |
| Entrepreneurs, age 53–62 | 25.6 | 25.6 |
| Entrepreneurs, age 63–67 | 24.1 | 24.1 |
| New entrepreneurs, age 18–52 | 18.798 | 18.798 |
| New entrepreneurs, age 53–62 | 19.968 | 19.968 |
| New entrepreneurs, age 63–67 | 18.798 | 18.798 |
Health insurance contributions, %
| 2024 | 2023 | |
| Entrepreneur | ||
| The health care contribution | 0.51 | 0.60 |
| Daily allowance contribution, for income of less than €15,703/Year in 2023 | 0.00 | 0.00 |
| Daily allowance contribution, for income of minimum €15,703/Year in 2023 | 1.01 | 1.36 |
| Pensioner | 1.48 | 1.57 |
Group life insurance and statutory workers’ compensation insurance premiums
| The statutory workers’ compensation insurance premium is determined by the job’s risk factor and the total payroll. The group life insurance premium is collected together with it. Please contact Your non-life insurance company for more information. |
Other key figures
YEL limits
| 2024 | 2023 | |
| YEL insurance lower limit | €9,010.28/Year | €8,575.45/Year |
|---|---|---|
| YEL insurance upper limit | €204,625.00/Year | €194,750.00/Year |
| Basic uneployment allowance | €14,803.00/Year | €14,088.00/Year |
| Membership of uneployment fund | €14,803.00/Year | €14,088.00/Year |
| Self-employed person’s voluntary accident insurance | Confirmed income |
Interest Rates
| 2024 | 2023 | |
| Premium interest rate | % of premiums | % of premiums |
|---|---|---|
| – YEL | 4.10 % | 2.45 % |
| Delaying Rate | ||
| 1.1.–30.6. | 12.5 % | 10.5 % |
| 1.7.–31.12. | 12 % |
Index Increases
| 2024 | 2023 | |
| Pensions, % from previous year | 5,7 | 6.8 |
|---|---|---|
| E.g. earnings and particular limits | 5,1 | 3.8 |
| Wage coefficient | 1.637 | 1.558 |
| Earnings-related pension index | 3037 | 2874 |