Pension and rehabilitation
Earnings-related pension is your safety in the event of major changes in your life: when your ability to work deteriorates, at the end of your career or when your spouses dies.
We take your overall life situation into account and provide advice and guidance throughout your entire work career.
Retirement is usually claimed only once in a lifetime, and things can seem complicated. Veritas always provides you personal service, whether you want to contact us by phone or digitally.
Would you like to handle things electronically?
Our online service makes it easy to manage your insurance matters whenever it suits you best. Log in with your Finnish banking codes, a mobile certificate, or a certificate card. Then you can:
- securely send messages and attached files
- view your pension record and pension estimates
- apply for pension
- see payment details for your pension or benefit.
Would you like to contact us by phone?
Our experts are ready to assist with your pension and benefit matters on weekdays from 9 a.m. to 3 p.m.:
- Old-age and survivors’ pension, tel. +358 10 195 623
Matters concerning old-age pension, partial old-age pension and survivors’ pension.
- Disability pension and vocational rehabilitation, tel. +358 10 195 624
Matters concerning disability pension, the cash rehabilitation benefit, vocational rehabilitation and the rehabilitation allowance.
What's new
Vocational rehabilitation helps when your work ability is threatened
Vocational rehabilitation is a service supported by the pension insurance company for the purpose of preventing work disability and helping you to find work tasks that are suitable for your particular health situation. The rehabilitation is intended for both employees and entrepreneurs. Rehabilitation under the earnings-related pension system is always provided in the form of vocational rehabilitation.
Heading towards retirement?
Start planning in advance!
It’s wise to start planning for retirement well in advance. Read more under Pension benefits.
For planning purposes, it might be helpful to see an approximate estimate of your future pension amount. You can easily calculate an estimate using the pension calculator for employees. The calculator is currently available only in Finnish and Swedish.
When you plan well, applying for pension is easy. Read more about the pension application process here. Our online service is the fastest way to apply for pension.
Old-age pension tips for entrepreneurs
It’s important to remember that:
- once you reach your minimum retirement age, you can decide when to start receiving old-age pension.
- as an entrepreneur, you can continue your entrepreneurial activities while receiving old-age pension, but as the obligation to insure under YEL will have ended, you will no longer have to pay YEL insurance contributions.
- If, however, you wish to continue accruing pension for yourself, you can take voluntary YEL insurance.
- With pension calculator for entrepreneurs you can estimate your future pension amount. The calculator is currently available only in Finnish and Swedish.
Information for pension recipients
- Have you been issued a pension decision? Remember to check the decision and order a new tax card for pension payments from the Tax Administration.
- You find further relevant information on pension issues under the heading Information for pensioners.
- You can see the individual payment details of your pension in our online service.
Pension payment dates for 2026
| January | Fri 2 January 2026 |
|---|---|
| February | Mon 2 February 2026 |
| March | Mon 2 March 2026 |
| April | Wed 1 April 2026 |
| May | Mon 4 May 2026 |
| June | Mon 1 June 2026 |