Veritas offers its customers financing options for different needs.
Investment loan
An investment loan is a flexible option for corporate financing needs. The loan is ideal as financing for working capital, investments and corporate acquisitions.
- The loan period is 1–10 years.
- The loan may be granted with either a floating or fixed interest rate. The interest on the investment loan is based on the reference rate and the customer-specific interest margin. The total interest rate is affected by the company’s financial situation, credit worthiness and securities.
- The necessary securities are determined on a case-by-case basis.
- The financing can be arranged through co-operation with, for example, a bank or Finnvera.
Premium loan
Veritas customers have the possibility to borrow from part of the fund accumulated from TyEL insurance contributions as a premium loan. Customers must have a valid TyEL insurance from Veritas in order to be eligible for the premium loan.
- The loan entitlement is dependent on the amount of the paid insurance contributions.
- The loan period is 1–10 years.
- The interest rate is determined in accordance with the valid TyEL reference rate. The TyEL interest rate can be checked from
- A premium load always requires collateral. A guarantee from Finnvera, a bank or an insurance company can be used as collateral.
Contact details
Customer financing, investment loans:
Theo Laakso
Portfolio Manager
theo.laakso@veritas.fi, tel. +358 10 5501 632 (corporate unit in Helsinki, investments)
Customer financing, TyEL premium loans:
Back-Office
rahoitus@veritas.fi
