When will my pension be paid?
We always pay earnings-related pension payments on the first banking day of each month.
If your pension is granted retroactively:
- We pay the first pension instalment as soon as possible after you have been issued your pension decision.
- You will receive any retroactive payments in accordance with a separate notification.
Pension payment dates for 2026
| January | Fri 2 January 2026 |
| February | Mon 2 February 2026 |
| March | Mon 2 March 2026 |
| April | Wed 1 April 2026 |
| May | Mon 4 May 2026 |
| June | Mon 1 June 2026 |
| July | Wed 1 July 2026 |
| August | Mon 3 August 2026 |
| September | Tue 1 September 2026 |
| October | Thu 1 October 2026 |
| November | Mon 2 November 2026 |
| December | Tue 1 December 2026 |
Why do I need a pension tax card?
The earnings-related pension is taxable income and therefore a pension tax card is needed for withholding tax from the pension. Your pension provider cannot request the tax card on your behalf, which means that you have order the card from the Tax Administration yourself. Further, the pension provider cannot use a salary tax card or a card issued for any other kind of income for the tax deduction of your pension. Read more about the taxation of pensions and how to order a pension tax card.
How can I change my bank account number?
Provide the new bank account number well in advance of your old account being closed.
The easiest way to change your bank account number is through our online service, which you can log in to using your online banking codes.
If you wish, you can also complete a Change of bank details form and send it to us by mail. The form is available in Finnish (pdf) and in Swedish (pdf). Remember to sign the form.
In order to ensure your data security, we cannot take any account information by phone.
How do I change my address?
If your address changes, you do not need to inform us of your new address, since we will automatically get this information from the register authorities.
How do I get a pension certificate?
If you need a written certificate of your pension amount for your bank, for example, you can print out the certificate in the online service. If you wish us to send you the certificate by post, you can order it in the online service or by calling us.
My pension card has been damaged or lost – how do I get a new one?
If your pension card is damaged or has been lost, you can order a new one in the online service or by calling us. Please note that your digital pension card is constantly available in the online service.
What does pension indexation mean?
The amount of earnings-related pensions is adjusted each year by the earnings-related pension index. The purpose of the earnings-related pension index is to ensure that the purchasing power of pensions in payment is maintained.
For further information on the subject, go to section Pension indexation.
Can I work while drawing a pension?
ou can work as an employee or be self-employed while you receive a pension. By doing so, new pension is being accrued until you reach the age when you no longer need to be insured. You earn a new pension of 1,5% or your annual earnings or your YEL income. Different pension benefits have, however, different rules for combining the benefit with work. Therefore, you should check beforehand how working affects the pension that you draw. Read more about working during retirement.
Receiving earnings-related pension from Finland to other countries
The earnings-related pension from Finland can be paid to any country in the world. Read more about receiving a Finnish pension when you live abroad.